Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.


 

DALTON CLARK

BRANCH MANAGER

4141 B Street Suite 310 Anchorage, AK 99503

D: (907) 929-0515  C: (907) 230 3315

F: 907 929 0466

Academy Mortgage understands how important a home investment is to you and the impact it will have on your life. Therefore, we make every effort to find the best loan program and pricing for your situation and to provide superior value. Above all, you can count on honest and ethical service in every aspect of the loan process.

Academy has the distinct advantage of being a direct lender-all loan processing, underwriting, closings, and funding are handled locally. Our branch offices have the tools and resources in-house to expedite these processes, resulting in our proven track record of closing loans as quickly and efficiently as possible.

We are confident that you will give us an A+ for meeting your mortgage lending needs and exceeding your expectations.

We deliver 1st CHOICE customer service, proving to be second to none. We invite you to put us to the test and see why we are one of the top independent purchase lenders in the country.

We have loan programs available to fit virtually every need. Conventional, FHA, VA, USDA, Home Renovation, Alaska Native and American Indian loan guarantee (HUD 184)


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